Understanding the Affordable Care Act

We’ll help you make sense of new health care legislation.

The Affordable Care Act is new legislation aimed at reforming the accessibility, affordability, and quality of health care in the United States. To help dispell the confusion surrounding this massive and complex law, CHI Advisory Board member Mr. William Toby, of William Toby Health Care Consultants, has written a comprehensive briefing on ACA which we now offer to the community.

» Download the full briefing on the Affordable Care Act

Selected Key Points

“The Affordable Care Act is the most significant health care legislation since Medicare and Medicaid were created in 1965. It promises to be a turning point in access, coverage, quality and cost of health care in our nation.”
“In 2013, we are going to see more of the front edge of ACA, a lot of discussion, and how the law will affect the lives of people. October, 2013, is the date for the Exchanges to go libe in marketing plans, where people who lack insurance can go get it through websites beginning on January 2, 2014.”
“ACA is a fundamental change agent with two themes: The first is the theme of coverage – you can think of it as “justice” in American health care – the previously elusive and majestic task of helping realize health care as a right in our nation, denied to no American because of their wealth status. The second theme is insurance reform. ACA prevents insurance companies from discriminating against people with pre-existing conditions and protects consumers from the worst insurance company abuses.”
“Nearly 3 years since its implementation, over half of the American people are still confused  about ACA; 56%, according to Kaiser’s April poll, said they were still trying to figure out what ACA meant for themselves and their family.”